• Lka1988@lemmy.dbzer0.com
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    20 hours ago

    Just because a higher level of security exists doesn’t completely invalidate the lower levels.

    That, and the physical card your phone uses for funding tap-to-pay is still vulnerable to that same attack, and not everywhere supports tap, and tap only works if you have a functioning device. Not carrying a backup form of payment is asinine.

    • Waryle@jlai.lu
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      12 hours ago

      “trading convenience for security” was what my comment responded to. Using your phone to pay is not compromising security in any way, quite the contrary actually, and I explained why.

      In France, everybody (barring most gas stations, even if I have seen some with tap-to-pay nowadays) can take tap-to-pay, even the remote mountain refuges I have been hiking to. You can even pay tolls and parking with it now.

      And somebody even more old-school than you would think you’re a fool not taking cash or checks with you as a backup for your card. I’ve been paying with my phone for years without any problem, I just take my card when I need to refuel my car or traveling, and most of the time I have to check my card pin code anyway on my phone because I never use it.

      And if my phone is off for some reason, well I have my watch.

      • Sanguine@lemmy.dbzer0.com
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        4 hours ago

        You know fair enough on the counter point to my post. I didn’t specify this initially but what I was actually thinking is how one would stick with stock android out of convenience (needing tap pay, banking apps, etc) instead of switching to graphene and such.