I’m not super knowledgeable about credit card stuff, so it might vary between cards. What you can do to check though is on your chase app just click on the points on the homepage under the Ultimate Rewards section. From there go to Redeem for gift cards and then just sort by best value so that you’re seeing discounted cards first.

If you have chase cc, eBay gift card is 10% off with pts quite often

On average I think I end up spending more time on reddit, but I contribute to and like this community a lot more.